Private equity changed the game for dental practices. Most insurance programs haven't caught up. I help you cut through the noise so you're covered for what actually matters, and not paying for what doesn't.
Jeremy A. Jones
Healthcare Insurance Specialist
Representing dental practices across Tennessee — independent and PE-backed.
Private equity has flooded into dental practices over the last decade, and it brought a compliance problem most dentists don't even know they have. When a PE firm takes a stake in your practice, they hand you an insurance requirements checklist. The problem? That checklist was written for a general contractor, a logistics company, or whatever else is in their portfolio. Nobody updated it for a dental office.
The result: practices that are severely overinsured on coverages that don't apply to them, and dangerously underinsured on the risks that are specific to dentistry. I've seen it firsthand. And because the admin team is just copying and pasting requirements across the portfolio, nobody questions it.
I do. I'll sit down with your requirements, go line by line, and tell you exactly what can be negotiated down, and what you actually need that isn't on the list.
The compliance gap between PE requirements and real dental risk is wider than most practice owners realize.
Building coverage (if you own), business personal property, dental equipment, cabinetry, and leasehold improvements — the physical assets that make your practice run.
Malpractice coverage for clinical errors, treatment disputes, and patient injury claims arising from your dental services.
PE-backed dental groups often inherit insurance requirements written for other industries. I audit those requirements and identify what can be renegotiated.
Legal defense costs if your dental license is investigated or threatened — separate from malpractice and often excluded from standard policies.
Repair or replacement of compressors, digital X-ray systems, CAD/CAM mills, and sterilization units — plus lost income while you're unable to see patients.
Patient data breach response, ransomware recovery, and HIPAA regulatory defense for dental practices.
Replaces lost revenue when a covered loss — fire, water damage, equipment failure — forces your practice to close temporarily.
Wrongful termination, discrimination, harassment, and wage claims from dental staff and associates.
From needle sticks to repetitive stress injuries, dental staff face real occupational hazards. Proper workers' comp keeps your team and your practice protected.
Common Questions
Insights & Resources
October 30, 2026
A guide for dentists building their own office: builder’s risk, separate policies for the real estate LLC and the practice, lease terms, and loss of rents.
Read ArticleOctober 30, 2026
Before offering Botox or dermal fillers, dentists should confirm state scope, training requirements, carrier approval, endorsements, and license defense coverage.
Read ArticleOctober 30, 2026
Leaving a DSO to open your own dental practice? A checklist covering tail coverage, your own malpractice policy, workers comp, equipment, cyber, and the order to do them in.
Read ArticleOctober 27, 2026
Before switching dental malpractice carriers, compare the premium, liability limits, policy form, retroactive date, and license defense coverage.
Read ArticleSeptember 24, 2026
Dental malpractice claims may arise after treatment ends. Learn how tail coverage, prior-acts coverage, retroactive dates, and contractual obligations affect dentists who sell, retire, or change carriers.
Read ArticleSeptember 12, 2026
Moving your practice-management system to the cloud transfers some responsibility to the vendor. It does not transfer all of the dental practice's cyber risk.
Read ArticleSeptember 3, 2026
Understand when dental malpractice tail coverage may be needed after a practice sale, retirement, acquisition, or insurance change.
Read ArticleAugust 29, 2026
Learn how license defense coverage can help dentists respond to board complaints and protect their professional future.
Read ArticleAugust 24, 2026
Yes, but the more important question is whether your current coverage actually protects you personally. This guide explains why dental malpractice insurance matters, what individual versus entity coverage means, and what associates and practice owners each need.
Read ArticleAugust 19, 2026
Whether you are buying into a practice or buying a partner out, the transition creates insurance gaps that can leave both parties exposed. Here is what to address before the deal closes.
Read ArticleAugust 15, 2026
When a relief or associate dentist works in your practice, most owners assume their policy has it covered. That assumption is wrong more often than you would expect, and the consequences can be severe.
Read ArticleAugust 13, 2026
PE firms, DSOs, and contractor requirements are reshaping dental liability. Here is what independent dentists need to know about their coverage.
Read ArticleWhether you're PE-backed or independent, I'll give you an honest read on your current coverage. No pressure, no sales pitch.
Call Jeremy
